Fast Payday Loans up to $1000 in Iowa
Need fast cash to pay for unexpected bills? Quick and easy Payday Loans Online are available for any resident of Iowa even if you have a bad credit score. Besides, you don't need to risk any collateral as Payday Loans are unsecured. Apply online and in-store at your location in Iowa. Compare and choose a direct lender who offers you an instant decision and the best rates and fees.
Legal Status
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Legal Status It shows whether the service is legal, available with some restrictions or prohibited by the state’s laws and regulations. |
Legal |
Maximum Loan Amount
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Maximum Loan Amount It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements. |
$500 |
Repayment Term
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Repayment Term It’s the period of time within which you are to pay off your loan. |
up to 31 days |
Average APR
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Average APR The average percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan. |
337.00% |
Finance Charges
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Finance Charges It’s the total amount of interest and other loan charges you will need to pay when the loan is due. |
$15: $0-$100 on face amount of check; $10 per $100 thereafter |
Are Payday Loans legal in Iowa?
In Iowa short-term cash advance is legal which means you can safely take out a Payday Loan of the necessary amount from any lender working according to the state's law. You may be sure that your rights are protected by the Government and Consumer Financial Protection Bureaue.
Lenders must also set the interest rates not exceeding the limits stated by short-term lending regulation act. Check it carefully before signing the agreement.
Do I qualify for a Payday Loan in Iowa?
To get a Payday Loan in Iowa you are to match the following eligibility criteria:
- Be a resident of Iowa
- Have an active bank, credit union, or prepaid card account
- Provide a proof or verification of income from a job or other source
- Have a valid identification, and be at least 18 years old
Can I get a Payday Loan in Iowa if I have a bad credit score?
There is no problem to take a bad credit Payday Loan or even a loan with no hard credit check in Iowa. Lenders give relief to all applicants that qualify and most do not check your credit score. Instead, they run a soft credit check via alternative credit sources. It doesn't affect your credit history.
Iowa Bad Credit Online Payday Loans from Fast Payday Loans USA are a good idea because:
- They are more available than loans from a bank or credit union.
- The basic requirements are very simple.
- Applying is easy, safe and free.
- High approval rates.
- Quick processing.
- No faxing or paperwork.
- Possibility to avoid hard credit check.
Bad credit loans may be a bit more expensive than traditional cash advance but if it’s the only way out borrowing is worth it. Sometimes Payday Loans can even help you to consolidate debts or raise your credit score.
How Iowa Payday Loans work.
Step 1
Fill out an application form online. It's fast, easy and confidential.
Step 2
Submit the application and get instant decision from a direct lender.
Step 3
Get the Money in your bank account within 24 hours or get it in-store same day.
Step 4
Pay back the loan automatically on a due date. Don't default as it may lead to late payment fees.